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Welcome to RG Law
Award-Winning Conveyancing, Will & Probate Services Your Trusted Legal Partner
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How it works!
No chasing. No confusion. Just clear progress from start to finish.
Why choose RG Law, what makes us different?
Real people, real support
Partners are not entitled to anything regardless of how long they have been together
There is no such thing as “common-law wife/husband”
Partners need to provide for each other in their Wills for that to be legally binding
Trustees and Guardians may be necessary for your children
Trusts may be necessary to allow a partner to continue living in a property and to ensure that children can still inherit If you are planning to get married, this can be confirmed in your Will so that the marriage does not affect your will We recommend registering your will with the National Will Register, Certainty. So no matter where you are in the world, you know your will can be found without question.
⏱ Proactive updates
(Until the divorce is finalised, a husband or wife will still inherit the assets regardless of how long they have been separated.)
Any existing will is still valid even after the divorce is complete, so even if the spouse can’t inherit, other provisions such as Executors and gifts may still need to change.
Trustees and Guardians may be necessary to look after your children If parents are divorced, they will still have to share everything equally
About us
At RG Law, we are dedicated to delivering expert conveyancing, wills, and probate services—tailored to you. Our unwavering commitment to exceptional client care has been recognised time and time again.
We are proud to be consistently shortlisted for national industry awards, including the LEAP Awards 2025 and The Negotiator Awards 2025. Our excellence in service has also been acknowledged with several major wins, such as:
LEAP Modern Law Awards 2025
Managing Partner
Commitment to Training
Business Development Professional of the Year
LEAP Modern Law Awards 2024
Client Care Award
Prestige Awards 2023/24 (Two Years Running)
Conveyancing Law Firm of the Year
These achievements reflect our ongoing mission to provide a personal, transparent, and reliable legal service for every client.
💬 Speak to our expert team today and let us handle the legal side while you focus on what matters most.
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RG Law - Legal Services
Commercial Conveyancing
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No matter your location or need, from England's vibrant cities to Wales' tranquil towns, RG Law is your companion. Opt for in-person discussions or virtual engagements tailored for your convenience.
Your testimonials on Trustpilot and our case studies attest to our dedication.
Elevate Your Legal Experience with RG Law. Explore our services via the provided links for unparalleled guidance.
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© 2025 Renier Gillies Ltd – RG Law is a trading name of Renier Gillies Ltd registered in England & Wales No 6184931. A list of Directors is available from the registered office at 3rd Floor, Stamford House, Piccadilly, York, YO1 9PP. The term “partner” if used denotes a Director of Renier Gillies Ltd. We are authorised and regulated by the Council for Licensed Conveyancers. CLC Practice License Number 11683. The Council’s rules can be accessed at www.clc-uk.org Renier Gillies Ltd are VAT registered under VAT No 911 4625 49.
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Welcome to RG Law
Residential Conveyancing
Experience personalised residential conveyancing services with RG Law: Your nationwide solution
Welcome to RG Law, your reliable partner in residential conveyancing services.
Operating out of Sidcup and York, our team of expert lawyers are committed to delivering high-quality, personalised services that prioritise your needs above all else.
We understand that property transactions can be complicated and daunting, but with our nationwide coverage and dedicated team, we are here to ensure a stress-free experience for you.
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Remortgages
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Conveyancing Case Studies
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Welcome to RG Law
Purchase & Sale Conveyancing
Residential conveyancing made simple
Navigating the sometimes choppy waters of residential conveyancing can be a daunting task. But don't fret; it doesn't matter where your property is in England and Wales. RG Law is here to support you every step of the way. With our expertise in the field of property law, we will steer you safely through the intricate process of buying or selling a residential property.
This page will give you an insight into the nuts and bolts of residential conveyancing - from understanding what it entails to knowing how much it could cost you. You'll also learn about the critical role a licensed conveyancer, property lawyer or solicitor plays in managing transactions and spotting potential issues. Moreover, we'll walk you through the entire process and explain why searches are so important.
If you want to learn more about the conveyancing process, read below, but if you need conveyancing help today, feel free to contact our team of lawyers right away!
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What costs are involved?
While it's true that buying a home is an exciting journey, it's important to be aware of the costs involved.
Residential conveyancing fees include legal fees for your solicitor or property lawyer, who handles the entire legal process of the property transfer. These fees can vary, but at RG Law, we're upfront and honest about them.
What's the process?
Understanding the residential conveyancing process of buying or selling a home can be complex, but we're here to break it down. Our residential property team handle all the legal details for you.
After an offer is accepted, and you have instructed RG Law. We will open a transaction, and you will need to do the following
What costs are involved?
While it's true that buying a home is an exciting journey, it's important to be aware of the costs involved.
Residential conveyancing fees include legal fees for your solicitor or property lawyer, who handles the entire legal process of the property transfer. These fees can vary, but at RG Law, we're upfront and honest about them.
What's the process?
Understanding the residential conveyancing process of buying or selling a home can be complex, but we're here to break it down. Our residential property team handle all the legal details for you.
After an offer is accepted, and you have instructed RG Law. We will open a transaction, and you will need to do the following
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Complete your client information form; if you are selling a property, there will be protocol documentation to complete
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We are required to verify your identification
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If you are purchasing, you will need to verify your source of funds. This is the money you are using to purchase your property
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We will need to raise enquires on the property you are purchasing or answer enquiries from the other side's lawyer or solicitor if you are selling
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Once we are sure that all questions have been satisfied we will discuss the exchange and completion dates
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The exchange date will be agreed
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A completion date will be agreed
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we'll exchange contracts on your behalf with the other side's property lawyer or solicitor
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Upon completion, ownership of the property is registered with the HM Land Registry, and any payments of stamp duty land tax are facilitated.
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Along the way, our team will keep your transaction moving forward by spotting any potential issues and giving you the best legal advice.
The importance of searches!
Just as a treasure hunter wouldn't set out without their map, you shouldn't embark on your property journey without searches
Here's what you need to know:
1. Local Authority Search: This reveals information about planning permissions and restrictions, nearby road schemes, and more.
2. Environmental Search: It identifies potential environmental risks like flooding or contamination.
3. Drainage and Water Search: This provides details about water and sewage connections.
4. Chancel Repair Liability Check: Some properties carry an ancient liability to pay for church repairs.
By undertaking these searches, you'll gain peace of mind knowing there won't be any nasty surprises later on after the exchange of contracts.
Dealing with gazumping!
Navigating the property market can be tricky, particularly when dealing with gazumping.
Gazumping happens when a seller accepts another higher offer after agreeing on a deal with you previously.
It's an unfortunate reality that can throw your conveyancing process off track"
To guard against this, RG Law advises moving swiftly. Once your offer's accepted, instruct us promptly so we can get the ball rolling. We'll aim to exchange contracts as quickly as possible and agree on a completion date - this legally binds the sale.
Remember, until contracts are exchanged, nothing's legally binding, as the conveyancing transaction is incomplete. So don't delay! Contact us today for expert advice and help with residential conveyancing.
Chain free purchase
Buying a property that's chain-free can streamline the purchasing process for both parties involved. This means you won't be left in limbo waiting for other buyers or sellers to sort out their affairs'
Here are some things to keep in mind:
Advantages:
- Speed: A chain-free purchase usually progresses more quickly towards contract completion.
- Certainty: There's less chance of the deal falling through.
Disadvantages:
- Cost: Sellers might expect a higher price for the convenience of a chain-free sale.
- Competition: These properties can be in high demand, potentially leading to bidding wars.
Remember, our experienced property lawyers at RG Law are here to guide you through each step.
Typical timeframes for property transactions
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Selling a Leasehold or Freehold property can take anywhere between 10 to 16 weeks.
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Buying a Leasehold property usually takes 16 to 18 weeks. This is because they involve additional legal work.
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Buying a Freehold property typically takes between 10 to 14 weeks. This timeframe can vary depending on several factors.
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Buying a New Build property, developers often impose a 28-day exchange deadline. The completion date is usually set for when the property is ready for occupation.
Remember, these are just average timescales. Every property transaction is unique, and various factors can influence the duration of the process.
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Welcome to RG Law
New Build Conveyancing
New build conveyancing with RG Law
Buying a new build property is exciting, but it also comes with unique legal complexities and tight developer deadlines. At RG Law, our experienced conveyancing team specialises in new build transactions, ensuring your purchase progresses smoothly from reservation to completion.
We understand that new build contracts often require rapid exchange, detailed scrutiny of planning permissions, building regulations, warranties, and developer incentives. Our proactive approach means we act quickly without compromising on thorough legal checks, protecting your interests at every stage of the process.
Whether you are a first-time buyer, investor, or purchasing a new build home as part of a chain, RG Law provides clear advice, transparent fees, and regular updates throughout. With nationwide coverage from our offices in Sidcup and York, you can be confident your new home purchase is in safe hands.
Let RG Law guide you through your new build conveyancing with clarity, efficiency, and expert legal support.
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Purchasing a new build property can be a stressful and confusing process.
As qualified conveyancers, we break the process into clear, easy-to-understand stages to help you fully grasp the legal steps involved.
We support you throughout the journey — from reviewing planning permissions and key documentation, to securing your mortgage offer, completing Land Registry requirements, and exchanging contracts on your new home.
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A reservation fee is paid on the new build
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The buyer reserves the property
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A specialist new build lawyer or licensed conveyancer is instructed
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The conveyancing process is completed
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Contracts are exchanged
How long will it take?
Understanding new build timescales is essential, as construction schedules are rarely fixed and delays are common.
If you need to sell an existing property or plan temporary accommodation with family or in rented housing, a clear plan should be agreed from the outset.
Build timelines are indicative only, and developers cannot provide fixed completion dates. Permit and approval stages can take up to 45 days, and early paperwork limits buyers’ legal options if delays occur. Even after completion, snagging surveys may identify issues that further delay handover.
What warranties are provided are provided with my new build property?
A newly built home is not guaranteed to be free from defects or future maintenance issues. For this reason, new build purchases include warranties to protect you if problems arise.
These usually consist of short-term cover for the whole property and longer-term structural protection. You should always confirm which warranties are included and their expiry dates. While it is possible to buy your own warranty, the builder should provide cover for the first several years.
Organisations such as the National House Building Council (NHBC) carry out inspections and offer warranties that provide reassurance, protection, and peace of mind.
What's the standard finishes, and can I purchase my own appliances?
Shortly after reserving a new build property, you should confirm which finishes are included and review the model home with the sales representative.
Ask what is standard and what is an upgrade, as design meetings often take place after contracts are issued. Begin considering finishes such as flooring, worktops, and appliances early to avoid unexpected costs later.
Some builders may allow you to supply certain appliances, while others will install them for you. However, materials such as paint are usually not permitted. Buyers should budget for appliance purchases accordingly.
Will you get credits if you bring in your own materials or appliances?
If you choose to supply your own appliances or upgrades, it is important to ask whether the builder offers credits for items included in the base price.
For example, if a standard appliance is included but you upgrade independently, you may not automatically receive a reduction in the purchase price. Some builders offer credits, while others require negotiation.
Credits are not standard and should not be expected. Builders rarely reduce the base price, but any credit offered is a clear benefit.
Is landscaping included?
Landscaping costs can be significant, particularly for larger gardens, so it is important to confirm what is included in your purchase.
Some builders complete basic landscaping, while others leave unfinished land that becomes your responsibility. Contracts often include deadlines for completing this work.
Ask what landscaping is included, whether warranties apply to plants and turf, and who is responsible for public-facing areas. In some cases, developers may manage these areas in return for annual fees.
Does the contract include a cost escalation clause?
New build contracts sometimes include cost escalation clauses, which allow builders to pass on unexpected increases in labour or material costs.
This could mean you are charged more if material prices rise or delays extend the build timeline. To avoid financial uncertainty, it is important to check whether your contract includes such a clause.
If peace of mind is a priority, look for a builder who does not include cost escalation provisions, or ensure the clause is limited and clearly defined.
Are there any homeowners rules or regulations?
Even where there is no formal homeowners’ association, builders may still impose rules known as restrictive covenants.
These can limit what you are allowed to do with your property, such as installing certain fencing, sheds, or external features. These restrictions are legally binding and can affect how you use your home.
It is best to identify any rules early in the conveyancing process, rather than discovering limitations after you move in.
Are there any financial incentives for using the builder's preferred mortgage lender?
Some builders offer financial incentives if you obtain your mortgage through their preferred lender, such as discounts on fees or contributions toward costs.
While these incentives can be appealing, they should not be the sole reason for choosing a lender. Always compare offers and seek independent financial advice to ensure the mortgage suits your needs.
If incentives are available, make a note of them and weigh them carefully against alternative mortgage options.
Do you have questions?
Our new build buyers’ guide is designed to answer common questions and explain what to expect throughout the process.
After reviewing your quote, which outlines estimated costs and key considerations, we ask you to open your file by paying a non-refundable file opening fee. If you do not proceed, this fee can be transferred to another property.
New build transactions usually require exchange within 28 days. To support this, we aim to issue priority instructions within 24 hours of receiving your details.
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Welcome to RG Law
Remortgage Conveyancing
Remortgage conveyancing with RG Law
The government is making it easier for homeowners to extend their properties outwards and upwards.
This new law to extend homes and revitalise town centres means that more and more people have decided to raise funds with a remortgage to fund improvements rather than move house.
Are you thinking of remortgaging your current mortgage? Let us represent you with our remortgage conveyancing service and and do all the legal work for you.
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Is remortgaging an easy process?
A remortgage is generally simpler than a residential purchase, as there are no estate agents, buyers, sellers, or multiple solicitors involved.
Even so, using a specialist helps ensure the mortgage funds are transferred smoothly and efficiently. On average, a remortgage takes between two and four weeks to complete.
Our dedicated remortgage conveyancing team at RG Law handles all legal work promptly, aiming to complete the process as quickly as possible while keeping legal fees proportionate and minimising unnecessary delays.
Do you have questions?
The remortgage process begins with choosing a new lender and receiving a mortgage offer.
Once instructed, your conveyancer investigates the legal title and liaises with your new lender, who will usually arrange a valuation. After the formal mortgage offer is issued, your conveyancer prepares the new mortgage deed for signature.
On completion, the new funds are used to repay your existing mortgage, with any balance transferred to you. The new mortgage is then registered with the Land Registry to finalise the process.
Getting the remortgage conveyancing process started.
The remortgage conveyancing process typically takes several weeks, so it is important to work with experienced remortgage solicitors who can guide you through each stage and keep matters running smoothly.
To get started, we will need some basic information from you, including your contact details, property address, tenure, number of owners, your current mortgage balance, and the amount you wish to borrow from your new lender.
Providing this information early helps avoid unnecessary delays.
Here are some FAQs that may help understand the remortgaging process.
When applying for a remortgage, you will usually need the same paperwork required for your original mortgage, including proof of income and identification.
We recommend contacting us at least three months before your current deal ends. A remortgage typically takes between four and eight weeks, though switching lenders can sometimes take longer.
Remortgaging can reduce monthly payments, and our team handles the legwork to help you decide whether it is worthwhile.
How much does it cost to remortgage?
Remortgaging can involve several costs, depending on your lender and the deal you choose.
Your new lender may charge a valuation fee unless it is included as part of the mortgage offer. These fees typically range from around £250 to £1,500.
There may also be legal fees if you are switching lenders. We help you understand all associated costs and discuss whether fees can be paid upfront or added to the mortgage.
Some lenders offer free valuations or legal work, which we can help you assess.
Do you need a solicitor to help with a remortgage process?
Many borrowers remortgage when a fixed-term deal is ending, ideally discussing options three to four months in advance.
Remortgaging too early may trigger early repayment charges, so advice is important. A solicitor is not required for a simple product transfer with your existing lender, but switching lenders does require legal work.
Credit history may affect your options, depending on your circumstances. Remortgaging simply means moving to a new mortgage deal, either with your current lender or a new provider.
What paperwork will I need to remortgage?
When applying for a remortgage, you will usually need the same documents required for your original mortgage, including details of the property and existing loan.
Lenders may ask for recent bank statements, payslips, proof of income or bonuses, identification, proof of address, and tax documents.
Self-employed applicants may also need recent accounts or tax returns. Requirements vary by lender, and we help identify options that minimise paperwork where possible.
Do you need bank statements for a remortgage?
Remortgaging allows you to move to a better deal, potentially reducing interest rates, fees, and monthly repayments.
You can remortgage with your current lender through a product transfer, or switch to a new provider.
Some lenders may request less documentation, while others require full checks. We review a wide range of lenders and assess income requirements to help you secure the most suitable deal for your circumstances.
Should I get my house valued before remortgaging?
If you plan to remortgage, understanding your property’s value is important, as your equity replaces a cash deposit.
Equity is the difference between your current mortgage balance and your home’s value, and it affects the deals available to you.
You do not need a formal valuation before speaking to us if you have a reasonable estimate. Many lenders will carry out their own valuation during the remortgage, sometimes at no additional cost.
What if my house valuation is less than my remortgage offer?
If a lender’s valuation is lower than anticipated, this can affect your loan-to-value ratio and the mortgage offer available.
Your adviser will explain your options and next steps. Some lenders also offer remortgages to borrowers after retirement, including those relying on pension income.
We can help assess whether suitable remortgage options are available. Always seek professional financial advice before committing to a new mortgage.
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Welcome to RG Law
Conveyancing FAQs
What is conveyancing and the difference between a conveyancer and a solicitor?
Conveyancing is the legal procedure used to transfer the ownership of a property from one party to another, typically involving the buying and selling of properties.
A conveyancer is a specialist in property law, while a solicitor is a qualified legal professional who can deal with various legal matters, including conveyancing, and both can handle the conveyancing process.
These FAQs we have put together should help you through the process of buying or selling your property.
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What is the difference between exchange and completion?
Exchange of contracts is the stage where the transaction becomes legally binding and the completion date is agreed. At this point, neither party can withdraw without financial penalties.
Completion is the day the purchase is finalised, funds are transferred, and the buyer can move into the property.
Although these stages are closely linked, they are legally distinct and can occur on different dates. Understanding the difference helps you plan finances, removals, and key handover accurately.
Are there any hidden costs?
No. Our terms and conditions clearly outline all foreseeable costs associated with your transaction.
If additional work becomes necessary during the process, your Case Manager will explain this to you in advance and discuss any associated costs before proceeding.
This ensures transparency throughout your transaction and allows you to make informed decisions, with no unexpected charges introduced without explanation or agreement.
What is the difference between a survey and searches?
A survey focuses on the physical condition of the property and is usually arranged by your mortgage lender or independently by you.
Searches are legal checks carried out by your conveyancer and cover matters such as planning, drainage, environmental risks, and local authority information.
Both are important, but they serve different purposes. Surveys assess condition, while searches identify legal or environmental issues that could affect ownership or value.
What information is in a local authority search, and why should I have one?
A local authority search provides vital information about the property and surrounding area. This includes planning history, building regulation approvals, enforcement notices, conservation area status, and road schemes.
It also identifies matters such as tree preservation orders and public rights of way. If you are buying with a mortgage, this search is mandatory.
Even without a mortgage, it is strongly recommended to avoid unexpected legal or planning issues after purchase.
What information is in a water and drainage search, and why should I have one?
A water and drainage search confirms whether the property is connected to mains water and foul drainage and identifies the location of public drains and sewers.
This information is important because it can affect future building works, maintenance responsibilities, and property value. If you are purchasing with a mortgage, this search is a lender requirement.
Even without a mortgage, it helps avoid unexpected issues relating to drainage access or responsibility after completion.
What is the difference between a deposit required on exchange/mortgage lender requires to lend.
On exchange of contracts, buyers usually pay a deposit of around 10% of the purchase price to make the transaction legally binding.
Mortgage lenders may also refer to a “deposit,” meaning the difference between the loan amount and the purchase price.
Although the same term is used, these are two separate concepts.
One secures the contract, while the other relates to the lender’s funding requirements.
What are the risks of accepting a reduced deposit?
It is usual for a buyer to pay a 10% deposit on exchange of contracts, although a reduced deposit may occasionally be proposed.
We will always advise you if this arises and take your instructions. Accepting a reduced deposit is generally low risk provided it is at least 5%, as the deposit protects you if the other party fails to complete.
Even where a reduced deposit is accepted, you may still pursue the full 10% through the courts.
An original document is the physical document itself, not a copy. A covenant is a legally binding obligation attached to the land that must be followed during ownership.
Am I protected?
Your Case Manager may recommend a legal indemnity insurance policy if a defect is identified during the transaction. This could include missing title documents, or absent planning or building regulation certificates.
Any money contributed toward the purchase that has not been earned by the buyer is classed as a gifted or third-party fund and must be declared.
The person gifting the money will need to provide certified photo ID, proof of address, a signed gift letter, and evidence of the source and transfer of funds.
Alternative solicitor or Post Office certification is accepted.
Will I be required to disclose the original source of the purchase monies I will be using in the transaction?
You must disclose the original source of all purchase funds at the outset of your transaction.
If gifted or third-party funds are not declared early, this will cause delays later in the process. Several checks and supporting documents are legally required from anyone contributing funds, and these must be completed before exchange.
An expedited completion applies where exchange and completion are requested within seven working days or fewer.
Due to the increased preparation, urgency, and risk involved, an additional fee applies for accelerated or same-day completion.
What is simultaneous exchange and completion, and why does it cost more?
If you request exchange of contracts and legal completion to take place on the same day, an additional fee of £199 plus VAT per transaction will apply.
Same-day exchange and completion require a significantly higher level of preparation, coordination, and risk management than a standard transaction.
All legal checks, searches, mortgage conditions, client authorities, and financial arrangements must be completed and verified in advance. This intensive process involves close coordination with all parties and careful handling of funds, which is why an additional charge is necessary.
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Welcome to RG Law
Auction Conveyancing
What is auction conveyancing?
Property auction conveyancing can be complex, but RG Law’s team of experienced property lawyers and licensed conveyancers ensures your legal needs are handled efficiently and professionally.
With a deep understanding of auctions and real estate transactions, we provide tailored advice at every stage. Our strong connections with leading UK auction houses also grant clients exclusive access to deals otherwise unavailable.
Our proactive approach ensures quick solutions to any challenges, whether for residential or commercial properties. If you’re planning to bid at auction, we’ll help you navigate the process, which becomes legally binding as soon as the gavel falls. Start preparing early to make informed decisions.
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Benefits of a professional conveyancing service
Property auction conveyancing offers significant advantages when handled by an experienced legal professional.
A qualified lawyer manages the legal process efficiently, reduces risk, and helps ensure contracts and paperwork are completed correctly and on time. Post-auction conveyancing is essential to finalise the purchase and meet strict deadlines.
Buyers should carry out due diligence before bidding, understand deposit requirements, and be ready to act quickly if successful. Having funds, identification, and documents prepared in advance helps avoid delays or losing the property altogether.
Post auction conveyancing
Once the auction has concluded, post-auction conveyancing begins and is essential to complete the transaction.
This stage ensures contracts are exchanged and all legal paperwork is finalised within strict deadlines.
Key steps include confirming title, searches, and surveys, obtaining advice on Stamp Duty Land Tax where applicable, and reviewing any special conditions of sale, including leasehold terms.
Contracts are then formally exchanged, usually through a solicitor or licensed conveyancer. After exchange, both parties must complete within the agreed timeframe to avoid financial penalties or loss of deposit.
Pre-auction report
We can carry out a pre-auction conveyancing review to help you understand the legal position before you bid.
This includes reviewing the legal pack and sale catalogue, checking title and mortgage suitability, examining sale and special conditions, and reviewing searches or arranging new searches or indemnity insurance.
Having this information in advance helps you bid with confidence and avoid costly mistakes. If your bid is successful without proper due diligence, you risk losing the 10% deposit payable on the auction day.
If we complete the conveyancing, the review cost is deducted from your legal fees.
Auction property regulations & guidelines
Property auctions are governed by specific regulations and procedures that both buyers and sellers must understand before bidding or accepting an offer.
This includes knowing the legal implications of bidding, how auction houses operate, and the level of due diligence required.
Experienced property auction lawyers and licensed conveyancers play a vital role by ensuring legal compliance, reviewing title and documentation, and advising on potential risks.
With professional guidance, you are better prepared to navigate auction requirements, avoid errors, and complete the transaction smoothly and confidently.
An overview of a property auction conveyancing process
Property auction conveyancing can be complex, involving strict deadlines, detailed legal paperwork, and binding contractual obligations. Understanding the process before you begin is essential to avoiding costly mistakes.
At RG Law, we specialise in property auction conveyancing and have extensive experience supporting buyers and sellers through every stage.
We explain the requirements clearly, manage the legal work efficiently, and ensure nothing is overlooked.
With our guidance, you can proceed confidently, knowing your transaction is handled properly from start to finish. We’ll now explain how best to prepare for a property auction.
How to prepare for property auctions
Understanding the regulations and conveyancing rules that apply to property auctions is essential for both buyers and sellers. Preparing in advance helps reduce risk and improves decision-making.
Before attending an auction, research local market values, review the legal pack carefully, and compare similar properties.
Instruct an experienced auction conveyancing lawyer to guide you through the process.
Ensure your financing is in place to cover fees and costs, and set a clear budget in advance.
Once a bid is made, it is legally binding, so disciplined preparation is crucial.
After care services from RG Law
At RG Law, we understand that buying a property at auction can be stressful, which is why our aftercare service is designed to take the pressure off.
We provide a comprehensive package including a full review of the legal pack prior to exchange, ongoing transaction updates, and dedicated support beyond completion.
Our experienced team is always available to answer questions and provide clear guidance, ensuring buyers feel supported, informed, and confident throughout the auction conveyancing process.
FAQs about the auction conveyancing process
The timescale for property auction conveyancing can vary depending on the contents of the legal pack, including how quickly contracts must be exchanged and whether any title or legal issues arise.
In most cases, buyers should allow around 8 to 10 weeks from a successful bid to completion. This timeframe allows for due diligence, legal checks, and completion of all required paperwork.
With RG Law guiding you throughout the process, you can proceed with confidence knowing your interests are protected at every stage.
Are there any additional costs to be aware of outside of the standard fees, charges & stamp duty for an auction property?
Property auction purchases can involve additional costs that vary depending on factors such as property type, complexity, and location.
Leasehold properties, third-party notifications, and independent surveys can increase legal and professional fees.
Auction transactions also operate on shorter exchange and completion timescales, often within 28 days or less, requiring deposits and funds to be available quickly.
Buyers must ensure they have sufficient time and finance in place. Failing to do so may result in the need for short-term funding, such as bridging loans, which carry higher interest costs.
Are there any restriction on who can bid for a property at auction?
Property auctions are an increasingly popular way to buy and sell residential homes, but it is important to understand who can bid and what restrictions may apply.
In most cases, anyone can register to bid, although online auctions often require proof of identity and address.
Some auctions may also impose spending limits or additional conditions.
Buyers should always seek advice and research the auction rules in advance, including any extra costs beyond the purchase price and stamp duty, to avoid unexpected issues and ensure a smooth transaction.
What does an auction legal pack look like?
An auction legal pack contains the essential legal documents relating to a property being sold at auction and is provided to help buyers make an informed decision before bidding.
It includes title documents, property searches, leasehold information where applicable, planning and building regulation paperwork, and details of any restrictions or covenants. The pack is prepared by the seller’s solicitor or licensed conveyancer and made available before the auction.
Reviewing the legal pack carefully is vital, as it highlights ownership issues, liabilities, and risks that could lead to unexpected costs or complications after the auction.
Are there any additional costs to be aware of outside of the standard fees, charges & stamp duty for an auction property?
Auction conveyancing differs significantly from standard property transactions.
Once the hammer falls, you are legally committed, with strict completion deadlines and no margin for error. This makes early legal review essential.
Our experienced team regularly acts on auction purchases and sales across England and Wales, supporting first-time buyers, investors, and sellers.
At RG Law, we provide clear advice, transparent pricing, and proactive communication. We work quickly with auctioneers, lenders, and all parties to ensure your transaction completes smoothly, securely, and on time.
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Equity Release Conveyancing
Unlock the potential of your home and enjoy retirement?
Equity release with RG Law may be just what you need! This innovative financial solution allows people over 55 years old to unlock money from their property, giving them more options when it comes to living out their golden years. As an added bonus, this form of equity release also offers peace of mind with its secure legal framework.
Let’s take a closer look at how equity release with RG Law can help transform your life in retirement.
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A brief history of the equity release loan
Equity release has existed for many years, but demand has increased significantly since the early 2000s due to its practical advantages.
It allows homeowners to access funds tied up in their property that may not be available through savings or traditional mortgage refinancing.
Interest rates can remain relatively competitive where conditions are met, offering greater flexibility than other borrowing options.
Choosing an equity release plan administered by RG Law ensures all legal requirements are satisfied, providing reassurance, compliance, and protection against future legal issues.
What is an equity release?
Equity release allows homeowners to access the value built up in their property by borrowing against it.
The funds can be used for various purposes, such as clearing debts, supplementing income, or making investments, without the need for monthly repayments.
It is often considered by retired homeowners or those without dependants. The most common option is a lifetime mortgage, where a loan is secured against the home and interest accrues over time. The loan and interest are repaid when the property is sold, usually after death or moving into long-term care.
To sum up, here are some key points about safety when releasing equity
When considering equity release, there are important safety measures to be aware of.
All equity release providers must be authorised by the Financial Conduct Authority (FCA), and you should only work with solicitors or advisers who specialise in equity release.
There may be inheritance tax implications depending on individual circumstances, and homeowners retain ownership of their property until death or moving into long-term care.
These safeguards help ensure equity release is safe and secure when handled by experienced professionals such as RG Law. We make sure these systems are in place, to protect our clients.
What are the two types of equity release schemes
There are two main types of equity release schemes: lifetime mortgages and home reversion plans.
Lifetime mortgages allow homeowners to retain ownership of their property while accessing funds over time.
Home reversion plans provide a lump sum in exchange for selling part or all of the property. Both options offer tax-free funds, allow homeowners to remain in their home until death or long-term care, and are available to those aged 55 or over.
Each option has advantages and drawbacks, so seeking advice from specialists such as RG Law is essential before proceeding.
Process of releasing equity
Releasing equity can unlock significant value from your property. Research from the Equity Release Council shows that billions of pounds are released each year by homeowners across the UK.
The process usually begins with an initial consultation to assess your circumstances and objectives. If equity release is suitable, the most appropriate plan is identified, followed by completing applications and legal documentation. Once all requirements are met, funds are released. Seeking professional advice from experienced specialists such as RG Law helps ensure decisions align with your long-term financial goals.
What is a lifetime mortgage?
A lifetime mortgage is a popular equity release option that allows homeowners aged 55 or over to access cash from their property without needing to move. A lump sum is released based on factors such as property value and existing borrowing. There are no monthly repayments, but interest accrues over time and reduces the remaining equity. When used carefully and with professional advice, lifetime mortgages can provide access to capital while allowing homeowners to remain in their property until death or long-term care.
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Lease Extension Conveyancing
Leasehold property extensions: Enhancing ownership & security
Leasehold properties offer unique advantages to homeowners, but they also come with certain inherent limitations. As time progresses, the existing lease term decreases, potentially affecting property value and ownership security. However, leasehold extension provides a viable solution to counter these concerns.
Here at RG Law we will delve into the intricacies of leasehold extension, explore its benefits, legal costs, debunk common misconceptions, discuss key factors to consider, and offer guidance on choosing professional assistance. By the end, you'll have a comprehensive understanding of a leasehold extension and be empowered to make informed decisions regarding your property.
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What is a lease extension?
A leasehold extension is the legal process of extending the remaining term of a lease on a property.
It is particularly important for leaseholders whose leases are approaching expiry, as shorter leases can reduce property value and mortgageability.
Extending a lease helps protect your investment by securing long-term ownership and control of the property.
Homeowners often extend their lease to remain in their home long term, increase market value and buyer appeal, and strengthen security over their property rights.
The lease extension process
The lease extension process involves a number of formal legal steps, and understanding these is essential for anyone considering extending their lease.
Whether you own a leasehold house or a flat, the process follows strict legal requirements.
Knowing how the procedure works, the timelines involved, and when to involve a specialist lease extension lawyer, licensed conveyancer, or solicitor is crucial.
Proper legal guidance helps ensure the extension is handled correctly, efficiently, and in a way that protects your long-term ownership rights.
The equity process steps
Step 1: Understanding Lease Extension Rights
Before starting a lease extension, it is important to understand your legal rights as a leaseholder. This includes being aware of the laws and regulations that govern lease extensions and how they apply to your property.
Step 2: Valuation of the Lease Extension
Valuation is central to the process. A surveyor will assess factors such as property value, remaining lease term, ground rent, and market conditions to calculate the premium. If valuation disputes arise, the Leasehold Valuation Tribunal may determine the price payable.
The equity process steps cont'd
Step 3: Negotiating the Terms
Once valuation is completed, leaseholders negotiate the lease extension terms with the freeholder. This usually includes agreeing the premium, extended lease length, ground rent, and any additional provisions. A lease extension calculator can provide a useful estimate before negotiations begin.
Step 4: Formalising the Lease Extension
After agreement, the extension must be legally documented through a new lease or deed. Instructing experienced professionals such as RG Law ensures all legal requirements are met and the process is completed correctly and efficiently.
Benefits of lease extension
Extending a lease offers clear advantages for homeowners and is often a sound financial decision.
A longer lease term increases a property’s market value and makes it more attractive to buyers and mortgage lenders.
In many cases, the value added to the property exceeds the cost of the lease extension premium, improving overall return on investment.
Specialist advice from experienced professionals such as RG Law can help you assess the potential uplift and determine whether extending your lease is beneficial in your specific circumstances.
Improved ownership security
Extending a lease provides homeowners with long-term security and peace of mind by removing concerns about lease expiry and preserving ownership stability.
A longer lease also offers greater flexibility and control, allowing improvements or alterations without unnecessary restrictions.
In addition, properties with extended leases are more attractive to mortgage lenders, making refinancing easier and improving access to competitive lending options.
Together, these benefits make lease extension a practical step for protecting both lifestyle and long-term financial interests.
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Transfer of Equity Conveyancing
What is a transfer of equity?
A transfer of equity is the legal process of changing property ownership while at least one original owner remains. This is commonly required when adding or removing a partner, following separation, or transferring property to a family member.
The process typically involves taking legal advice, obtaining mortgage lender consent where applicable, arranging a valuation, considering Stamp Duty Land Tax implications, and updating the Land Registry. Understanding these steps in advance helps ensure the transfer proceeds smoothly, efficiently, and without unexpected delays.
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Legal considerations
When preparing for a transfer of equity, there are several key considerations to be aware of:
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The way a property is owned, whether as joint tenants or tenants in common, determines what happens to each owner’s share on death and can have significant legal, tax, and estate planning implications. Choosing the correct ownership structure is important to ensure inheritance wishes are met, to avoid consequences for beneficiaries or surviving owners.
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As part of a transfer of equity, mortgage lenders will carry out a financial assessment to reassess affordability. This review may affect whether the transfer can proceed, whether a new mortgage is required, or whether changes must be made to existing lending arrangements.
Legal considerations cont'd
When preparing for a transfer of equity, there are several key considerations to be aware of cont'd:
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All parties with a financial interest in the property, including existing owners, mortgage lenders, and any trustees, must give their consent before a transfer of equity can proceed.
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Without the required approvals, the transaction cannot be completed and delays or refusal may occur, particularly where lending conditions or trust arrangements impose additional legal obligations.
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Where ownership shares are unequal, a Declaration of Trust may be required to formally record each party’s financial interest and responsibilities, providing clarity and legal protection.
Costs & fees
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Legal fees will vary depending on the complexity of the transfer of equity, the number of parties involved, and whether a mortgage is in place. Costs may increase where additional legal work is required, such as drafting declarations or dealing with lender requirements. Full details of our legal fees are always provided transparently on request before any work begins.
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Mortgage changes can trigger early repayment charges, application fees, or valuation costs, which should be reviewed carefully before proceeding with advice.
Costs & fees cont'd
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Stamp Duty Land Tax may be payable on a transfer of equity depending on the value involved, whether money or mortgage debt is being assumed, and the specific circumstances of the transaction. Liability can arise even where no cash changes hands, so it is important to assess SDLT implications early to avoid unexpected tax charges.
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Land Registry fees apply when ownership is updated and vary by property value. Professional legal advice ensures transfers are completed and in parties’ best interests.
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Welcome to RG Law
Source of Funds in Conveyancing
Source of funds videos and questionnaire's
Welcome to our guide on source of funds questionnaires for potential property purchases in the UK. Understanding the origins of your funds is crucial when buying a property, as it ensures compliance with legal requirements and helps facilitate a smooth transaction.
These questionnaires (links below) and videos will assist you in outlining your financial situation, enabling you to present your funds clearly and confidently.
Dive in to ensure you're fully prepared for your property investment journey!
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What is source of funds?
Source of funds refers to where the money used to purchase a property comes from. When you are buying a property, your solicitor or conveyancer is legally required to verify how you have obtained the money used for the deposit and purchase price.
This can include savings, salary, inheritance, gifts from family members, sale of another property, or investments.
You must provide evidence, such as bank statements or documents, to prove the funds are legitimate. These checks are required by law to prevent money laundering and ensure the transaction complies with regulations.
At what stage are source of funds requested?
Source of funds checks are usually requested at the very start of the conveyancing process, often when you first instruct your solicitor or conveyancer.
This is because legal professionals are required by law to verify where purchase money comes from before proceeding.
Confirming the source of funds early helps prevent delays later in the transaction, ensures compliance with anti-money laundering regulations, and protects all parties involved. Failing to provide this information promptly can slow progress, delay exchange, or even prevent the transaction from completing.
Proof of funds
Proof of funds is an important part of purchasing a property and is not something to be concerned about if you are prepared.
It simply shows that you have access to the money needed to complete the purchase, including the deposit and associated costs. This may be requested by estate agents, sellers, or your solicitor.
Providing proof of funds early helps demonstrate you are a serious buyer, prevents delays, and supports compliance with legal and anti-money laundering requirements during the transaction.
Cash financing
When family members donate cash toward a property purchase, conveyancers must carry out additional checks because the money did not originate from the buyer.
This is required by anti-money laundering laws and lender regulations. Your solicitor must confirm whether the funds are a genuine gift, ensure they are not repayable, and verify the donor’s identity and source of funds.
Lenders also need reassurance that the gift will not create future financial claims on the property, which could affect mortgage security.
Why is the bank of mum & dad important?
The “Bank of Mum and Dad” can play an important role when purchasing a first property by helping overcome common financial barriers.
Family support is often used to assist with a deposit, cover upfront costs, or strengthen affordability where savings alone are insufficient.
This support can make it easier to secure a mortgage and compete in the property market.
However, any contribution must be properly declared and documented, as solicitors and lenders must confirm the source of funds and whether the money is a gift or loan.
How do you prove a gift of funds in conveyancing?
Proving a gift of funds in conveyancing involves confirming that money contributed toward a property purchase is a genuine gift and not a loan.
This usually requires a signed gift letter, certified identification for the donor, proof of address, and evidence showing where the funds came from and how they were transferred.
This is important because solicitors and mortgage lenders must comply with anti-money laundering laws and ensure the donor will have no future claim on the property, which could affect ownership or mortgage security
Understanding source of funds in conveyancing
Source of funds refers to where the money used to buy a property originates and is a crucial part of the conveyancing process.
Solicitors are legally required to verify this under anti-money laundering regulations. Funds may come from savings, employment income, gifts, inheritance, or property sales, but each must be evidenced with documents such as bank statements or letters.
Confirming source of funds early helps prevent delays, protects lenders, and ensures the transaction is lawful, transparent, and able to proceed smoothly to exchange and completion.
Source of funds downloads.
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Welcome to RG Law
Conveyancing Case Studies
Some real life case studies of our clients experiences.
RG Law’s conveyancing case studies provide practical insight into how our team supports clients through property transactions of all shapes and sizes.
Each example sets out the key stages of the journey, from initial instruction through to completion, highlighting any challenges, legal considerations, and timeframes along the way. By illustrating how we communicate, resolve issues, and collaborate with estate agents, lenders, and other parties, our case studies offer a clear picture of what clients can expect in real-world scenarios.
These stories demonstrate our proactive approach, legal expertise, and commitment to transparency, reducing stress and keeping clients informed at every step. Whether dealing with a straightforward sale or a more complex chain, the case studies reinforce how RG Law works to deliver smooth outcomes for home movers nationwide.
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Welcome to RG Law
Will & Probate Services
Outstanding legal advice
Our team, work with you and your family to provide advice on a variety of legal matters such as Wills, Probate, Estate Planning, Lasting Powers of Attorney and Trusts.
It is important for us to take the time to fully understand your requirements and guide you through all the options available to you so you can make an informed decision.
If you would like to know more about our wills and probate services, please click one the links below.
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Inheritance tax is an important topic for anyone who may be receiving an inheritance in the future.
Whether the inheritance is coming from a spouse or civil partner.
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Will Services
Will writing service
As the old saying goes, 'Failing to plan is planning to fail.' And there's no room for error when protecting your assets and ensuring they're distributed as per your wishes after you're gone. That's where having a will comes into play – and not just any will but one drafted by a specialist wills lawyer.
We delve into why having a will is crucial, what could go wrong if you don't have one, and the role of a qualified lawyer or solicitor in this process. We'll also explore the risks associated with DIY wills and the importance of secure storage for your valuable documents.
If you've been considering making a new will or transferring yours due to the closure of your current solicitor's office, then this is for you!
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What is a will
A will is a legally binding document that sets out what should happen to your estate after death.
It allows you to choose beneficiaries, appoint executors, and provide instructions for children and other personal matters.
Without a will, decisions may default to legal rules that do not reflect your wishes.
Creating a will brings clarity and reduces stress for loved ones, helping ensure your affairs are handled as you intended and your legacy is respected.
Family
Family relationships can be complex, and a will allows you to recognise the people who mattered most.
It lets you distribute sentimental possessions and financial assets fairly and intentionally.
Without written instructions, assumptions or legal defaults may override emotional realities within families.
A will helps avoid conflict, preserves family harmony, and ensures the people you care about are remembered in a way that reflects your values.
Why have a will?
A will ensures your assets are distributed as you expect rather than according to default rules.
It allows you to name executors, guardians for children, and beneficiaries for both financial and sentimental items.
Without a will, your estate may not reflect your personal circumstances or relationships.
Making a will gives certainty, reduces confusion, and offers comfort knowing your legacy will support the people you intended.
Two diamonds
A will helps ensure treasured possessions and valuable assets reach the people you choose.
It lets you document wishes clearly and seek professional advice to avoid errors.
Without a will, inheritance may be governed by fixed legal rules that ignore sentiment or personal intention.
Planning ahead ensures clarity for your loved ones and reassurance that your estate will be managed exactly as you imagined.
Dying without a will means the law decides who inherits your estate.
It may leave partners, friends, or chosen loved ones without legal rights or recognition.
Without instructions, families can face difficult decisions around funerals, belongings, and personal wishes.
A written will gives you control, protects vulnerable relationships, and reduces the emotional burden placed on those grieving your loss.
Family photos
When no will exists, families are left to interpret what their loved one would have wanted.
This can lead to stressful disagreements about assets, funeral arrangements, and sentimental items.
Without guidance, assumptions and emotions can easily collide at an already painful moment.
Registering and documenting a will helps avoid uncertainty and ensures wishes are located quickly and followed confidently.
Making a will: Considerations
Making a will involves listing assets, from property and savings to sentimental belongings.
It also enables you to appoint guardians for children and express funeral preferences.
Without a written record, these decisions may fall to the law or be left unresolved among family members.
Thoughtful preparation ensures your estate reflects your intentions and protects your loved ones from unnecessary conflict.
The role of a lawyer or solicitor in will writing
A solicitor provides legal guidance and ensures your will is prepared and signed correctly.
They help with tax planning, complex families, overseas assets, and secure storage.
Without professional advice, errors may invalidate your will or allow challenges that delay distribution.
Using a solicitor gives peace of mind that your wishes are legally sound and protected from avoidable complications.
Signing a contract
Professionals understand the legal and personal considerations involved in will writing.
They help reduce mistakes, resolve complexities, and manage sensitive family arrangements.
Without expert oversight, a will may be unclear, lost, or open to dispute.
Professional involvement reassures you that instructions will be respected and your estate handled with accuracy and care.
Frequently asked will questions
A will should be reviewed regularly and after major life events to stay accurate.
Marriage can revoke a will, while divorce can alter how provisions are interpreted.
Without updates, outdated instructions may produce unintended results or cause confusion.
Maintaining a will ensures it reflects your current circumstances and continues to protect the people most important to you.
Frequently asked wills questions cont’d
A will allows you to support charities or organisations alongside family beneficiaries.
It can also cover digital assets by naming someone to manage accounts and access credentials.
Without clear instructions, disputes may arise or digital property may become inaccessible.
Thoughtful drafting ensures your values, interests, and modern assets are reflected in your legacy.
Seek legal advice today!
A professionally drafted will protects your estate and supports the people you care about.
It provides clarity, legal security, and reassurance that nothing has been overlooked.
Without expert guidance, DIY wills may create uncertainty, disputes, or unintended outcomes.
Seeking legal advice ensures your will is valid, well-structured, and capable of standing the test of time.
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Single Will
Will writing service
If you are a single person, we can draft your will, clearly outlining appointed executors, appointed guardians, division of estate/assets, and beneficiaries.
Unless there is a valid Will, in the event of death, the Law will decide how everything is dealt with and who will benefit from your accumulated wealth.
Why do you need a will?
Unless there is a valid Will in the event of death, the Law will decide how everything is dealt with and who will benefit from your accumulated wealth.
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Service types – Correspondence service
Our correspondence service keeps you informed by phone, email and post throughout the will-writing process.
It provides personal guidance, clear explanations, and ongoing support from start to finish.
Without a structured service, instructions may be unclear and important steps could be missed or misunderstood.
This option offers reassurance, free registration with The National Will Register, and secure storage of your will, ensuring your wishes remain safe and accessible when needed.
Service types – Personal service
Our personal service includes communication by phone, email, post, and meetings, including support with witnessing your will being signed.
It provides tailored advice, in-person or virtual discussions, and full guidance through each stage.
Without professional witnessing, a will may risk errors that affect validity or cause future disputes.
This service offers reassurance, free registration with The National Will Register, secure storage, and hands-on signing support to ensure everything is executed correctly.
Main advantages of having a will
A will allows you to choose how your estate is handled and who receives what.
It ensures you appoint executors to manage your affairs and guardians to care for children.
Without a will, legal rules apply automatically and may not reflect your relationships or wishes.
Having a will gives control, removes uncertainty, and ensures sentimental and financial assets are shared in the way you intended.
Main advantages of using a professional
A professional ensures your will is drafted accurately and reflects your specific wishes.
They provide legal guidance, correct execution, and secure storage to prevent errors.
Without expert support, DIY wills may contain mistakes or lack proper witnessing, creating challenges during probate.
Using a professional offers clarity, protection, and confidence that your instructions are legally valid and will stand up to scrutiny if questioned.
Single Person – Not married, no children
A will allows you to decide who should receive your estate rather than leaving everything to default relatives.
It recognises relationships, friendships, or chosen beneficiaries who may otherwise be excluded.
Without a will, parents inherit equally, and partners receive nothing, regardless of how long you’ve been together.
Making a will ensures your wishes are followed and can include provisions for future marriage to prevent unintended changes.
Married but separated – Not yet divorced
A will helps ensure your estate reflects your current circumstances rather than outdated assumptions.
It allows you to adjust beneficiaries, guardians, and executors during separation.
Without a will, a spouse remains entitled to inherit until divorce is final, and an old will can still apply even after divorce.
Updating or creating a will ensures children, trustees, and loved ones are protected during transitional periods.
Unmarried Couple – Possibly First-Time Buyers
A will provides legal recognition between partners who are not married.
It allows you to provide financial security, appoint guardians for children, and protect shared property.
Without a will, partners have no automatic rights and there is no such thing as a “common-law spouse.”
Making a will ensures partners can inherit, trusts can protect property, and intentions remain clear, even as plans for marriage evolve.
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Welcome to RG Law
Mirror Will
Will writing service
Mirror wills have become increasingly popular in recent years, particularly amongst couples and families. As their name suggests, mirror wills are two separate, separate legal documents, that reflect each other’s wishes and instructions for the transfer of assets after death. They provide an efficient way to ensure your final wishes will be met without any disputes or confusion.
The concept behind a mirror will may sound simple enough; however, there is more to it than meets the eye. This page takes a closer look at what exactly constitutes a mirror will, so you can decide if this type of estate planning solution is right for you and your family. We also explore some of the potential risks associated with creating one, as well as how best to go about drafting them properly.
By the end of this article, you should have all the information you need to make an informed decision on whether or not a mirror will is suitable for your own estate plan. So read on to learn more!
Service types – Correspondence service
Our correspondence service keeps you informed by phone, email and post throughout the will-writing process.
It provides personal guidance, clear explanations, and ongoing support from start to finish.
Without a structured service, instructions may be unclear and important steps could be missed or misunderstood.
This option offers reassurance, free registration with The National Will Register, and secure storage of your will, ensuring your wishes remain safe and accessible when needed.
Service types – Personal service
Our personal service includes communication by phone, email, post, and meetings, including support with witnessing your will being signed.
It provides tailored advice, in-person or virtual discussions, and full guidance through each stage.
Without professional witnessing, a will may risk errors that affect validity or cause future disputes.
This service offers reassurance, free registration with The National Will Register, secure storage, and hands-on signing support to ensure everything is executed correctly.
Main Advantages of Having a Will
A will allows you to choose how your estate is handled and who receives what.
It ensures you appoint executors to manage your affairs and guardians to care for children.
Without a will, legal rules apply automatically and may not reflect your relationships or wishes.
Having a will gives control, removes uncertainty, and ensures sentimental and financial assets are shared in the way you intended.
Main Advantages of Using a Professional
A professional ensures your will is drafted accurately and reflects your specific wishes.
They provide legal guidance, correct execution, and secure storage to prevent errors.
Without expert support, DIY wills may contain mistakes or lack proper witnessing, creating challenges during probate.
Using a professional offers clarity, protection, and confidence that your instructions are legally valid and will stand up to scrutiny if questioned.
General Will
Surveys show that a large portion of adults still do not have a will, highlighting how important it is to plan ahead.
A will allows you to decide what happens to your belongings and how loved ones are cared for after your passing.
Without a will, decisions fall to default rules that may not reflect your intentions or family circumstances.
Creating a will provides clarity, peace of mind, and reassurance that your estate and final wishes are handled properly.
Married Couple
A will enables married couples to provide for each other and take advantage of inheritance tax allowances.
It also allows trustees and guardians to be appointed for children and tailored arrangements to be put in place.
Without a will, blended families or children from previous relationships may require trusts or additional planning to ensure fairness.
Making a will helps protect the family home, children’s inheritance, and your spouse, while reducing uncertainty and complexity during difficult times.
Married but separated – Not yet divorced
A will allows separated individuals to update their estate wishes during a transitional period.
It enables beneficiaries, executors, and guardians to be named in line with current relationships.
Without a will, a spouse may still inherit until the divorce is final, and an old will can still apply even after divorce.
Updating or creating a will ensures children, trustees, and intended beneficiaries are provided for during separation and beyond.
Unmarried couple – Possibly first-time buyers
A will provides legal recognition and financial security for unmarried partners.
It allows partners to inherit, appoint guardians, and protect shared property or children through appropriate trusts.
Without a will, partners have no automatic rights and there is no such thing as a “common-law spouse.”
Creating a will ensures that partners can remain in their home, children can inherit fairly, and future marriage plans can be accounted for without disrupting the estate.
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Charity Will
Leaving your estate to charity?
There are different types of gifts in wills. Some of the most common ones we deal with are!
Leaving a share of your estate to charity is also known as a ‘residuary gift’. One of the advantages of leaving a share of your estate to charity is that it doesn't lose value over time, and if you leave a proportion to a charity, you can still ensure other beneficiaries are provided for first.
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Residuary gifts
A residuary gift refers to a share of the estate left after debts, taxes and specific gifts have been paid.
It allows people to leave a percentage or the entirety of what remains to a chosen charity.
Without specifying this in a will, charitable organisations receive nothing, even if there was an intention to support them.
Residuary gifts are often the most valuable to charities because they keep pace with inflation and reflect the overall size of the estate.
Pecuniary gifts
A pecuniary gift is a specific sum of money left to a charity or individual.
This type of gift is straightforward and can make a meaningful contribution to important causes.
Without clear instructions, charitable donations cannot be assumed or interpreted from verbal wishes.
Pecuniary gifts provide certainty, enabling charities to plan funding for research, support, and community services long after the donor has passed away.
Specific gifts
A specific gift is a particular item chosen by the donor, such as property, jewellery, antiques, or shares.
This type of legacy allows cherished possessions or valuable assets to benefit a cause that mattered to the individual.
Without precise wording, executors may struggle to identify the item or understand the donor’s intentions.
Careful drafting ensures the charity receives the intended gift, and sentimental items can continue to make a positive impact in the future.
What is a legacy gift?
A legacy gift refers to any donation or item left to a charity in a will.
These gifts, often known as “gifts in wills,” allow donors to support charities in a meaningful and lasting way.
Without a written legacy, charities cannot receive support, regardless of personal intentions or past involvement.
Legacy gifts are vital to many organisations and can fund essential research, services, and community programmes for years to come.
Why legacy gifts matter
Legacy gifts are one of the most significant contributions anyone can make to a charity.
Many charities rely heavily on these donations, with some, such as Cancer Research UK, funding over a third of their work through gifts in wills.
Without legacy gifts, essential medical, educational, and humanitarian projects would struggle to exist.
By including a charity in your will, you help build a lasting legacy that continues to support the causes you value most.
Clarity, registration and support
The wording of a legacy gift must be clear so executors can understand exactly what was intended.
Professional drafting avoids confusion and ensures the gift reaches the correct organisation.
Registering a will with The National Will Register provides reassurance that it can be located quickly when needed.
If you would like guidance on charitable legacies or wish to discuss your will, our team can support you throughout the process.
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Codicil
Codicil writing service
With our Codicil writing service we can make changes to your original will. A codicil is an additional legal document that can alter terms in your will or provide an explanation to entries in your will.
The same way as a sticker on a notebook can alter the appearance of the item, is the same way that a Codicil can alter a Will.
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What is a codicil?
A codicil is a legal document used to amend or supplement an existing will.
It enables small or specific changes without rewriting a new will entirely.
Without a codicil or new will, changes cannot be assumed or verbally applied to the original document.
Using a codicil keeps amendments clear, written, and legally valid so that your updated wishes can be followed.
When codicils are used
A codicil is often used for minor adjustments such as adding or removing beneficiaries or updating executors.
It can also modify funeral wishes or clarify instructions without replacing the whole will.
Without written amendments, families and executors may struggle to interpret updated intentions.
A codicil provides flexibility, saves time, and is usually more affordable than preparing a completely new will.
Codicils vs a new will
A codicil can be useful for small corrections, but multiple codicils can become confusing over time.
A new will is preferred when significant changes are required.
Without clear documentation, conflicting codicils can cause disputes or require legal interpretation.
Choosing between a codicil and a new will depends on the extent of changes and the need for clarity and simplicity.
Validity requirements
A codicil must meet legal requirements to be valid.
It must be in writing, signed by the testator, and witnessed by two independent witnesses.
Without proper signing and witnessing, a codicil may be rejected or contested during probate.
Adhering to these rules ensures the codicil can work alongside the original will and be recognised legally.
Appropriate uses for a codicil
Codicils are suitable for making small amendments that do not alter the overall structure of the will.
Examples include appointing new executors, updating funeral preferences, or acknowledging new family members.
Without such updates, outdated instructions may result in unintended consequences for executors or beneficiaries.
A codicil keeps your will current and ensures minor changes are formally recorded and carried out correctly.
When a new will is better
Major life changes often require a new will instead of a codicil.
Marriage, divorce, blended families, property changes, or financial restructuring can reshape overall estate planning.
Without a new will, old provisions may conflict or fail to reflect your current circumstances.
Creating a new will provides a clean, comprehensive document that fully expresses your updated wishes.
How to change your will
If you need to update your will, professional advice helps determine whether a codicil or a new will is best.
A solicitor can explain the implications of changes and ensure they are legally valid.
Without guidance, amendments may be unclear, misplaced, or overlooked by executors.
Making informed changes ensures your will remains accurate, accessible, and capable of being acted upon when needed.
Registration and legal guidance
Codicils and wills should be stored together so executors can locate all relevant documents.
Registration with The National Will Register adds reassurance that your will can be found when required.
Without proper storage, codicils may be overlooked or mistaken as drafts, causing confusion during probate.
Legal support ensures updates are compliant, witnesses know their role, and your final wishes remain clear and enforceable.
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Welcome to RG Law
Client Care Charter
Client care charter
At RG Law, we are dedicated to delivering exceptional service throughout every stage of your property, wills, or probate transaction. We understand that these matters are often complex, time-sensitive, and personal, which is why our approach places you at the centre of everything we do.
Clear communication, proactive support, and measurable transparency are pillars of our service, helping to ensure your experience is smooth, efficient, and stress-free.
Our Client Care Charter sets out the promises and standards you can expect from us as your legal service provider. It has been carefully designed to give reassurance that you will be kept informed, your questions will be answered, and that your transaction will be progressed with diligence and care. We appreciate that every client’s situation is unique, so our teams take the time to understand your needs, explain processes in straightforward language, and guide you confidently through each step.
Ultimately, our goal is not only to achieve the right legal outcome, but to ensure that you feel supported, respected, and well-looked-after during your time with us. We believe exceptional service is not just about what we deliver, but how we deliver it.
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Dedicated conveyancing, wills & probate teams
You will have a dedicated team focused on progressing your matter efficiently from start to finish.
Our professionals provide continuity, personal attention, and clear communication throughout the entire transaction.
Without a dedicated team, cases can become fragmented, leading to delays, duplicated queries, or uncertainty for clients.
With us, you always know who is handling your transaction and who to contact for support, ensuring a smooth and organised legal experience.
Welcome call within 24 Hours
Within 24 hours of instructing us, you will receive a welcome call from your team.
During this initial call, we set expectations, outline the process, agree next steps, and answer any early questions.
Without early engagement, transactions can begin slowly and vital details may be missed or misunderstood.
Our welcome call builds clarity and confidence from day one, ensuring your transaction starts with structure and momentum rather than confusion.
Returning calls
We appreciate how important communication is during a legal transaction.
When leaving a message, please include your name, number, and reason for calling so we can assist promptly.
Without this information, updates can take longer and queries may require unnecessary follow-up.
A member of your team will return your call within 24 hours, ensuring continuity, accountability, and support throughout your matter.
Flexible appointment options
We know your time is valuable and that legal matters often need discussion at convenient times.
To make this easier, we offer telephone and video appointments with your team to address questions and provide updates.
Without scheduled communication, queries can accumulate and cause avoidable delays to your transaction.
Flexible appointments allow your matter to progress efficiently while accommodating your lifestyle, work, and personal commitments.
24/7 Progress tracker
Our secure and user-friendly app allows you to track your transaction at any time, day or night.
Real-time updates and notifications keep you informed as key stages are completed and documents are prepared.
Without visibility, clients can feel unsure about progress, timescales, or next steps.
Our progress tracker provides transparency, reduces uncertainty, and streamlines communication so you always know exactly where things stand.
Dedicated experience & client care
Our My Experience Team monitors the quality of service you receive from instruction to completion.
You may contact them at any time to raise concerns, provide feedback, or ask for support.
Without ongoing oversight, service standards can vary, and issues may go unnoticed or unresolved.
We believe people remember how they were made to feel, so we prioritise care, clarity, and a seamless experience across conveyancing, wills, and probate services
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Welcome to RG Law
Our Journey
Our story
RG Law is a successful, independently owned firm of solicitors, lawyers, probate lawyers and licensed conveyancers in England, specialising in conveyancing for residential and commercial properties, probate, wills, and estate administration. With roots going back to 2007, when it opened its doors as RG Solicitors it celebrated its 15th year anniversary in July 2022.
With offices in Sidcup and York, RG Law is in prime locations to provide its clients with a level of service that is second to none across England and Wales. It does not matter where clients are based; RG Law staff will make sure clients feel like they are around the corner and just a phone or video call away. If you are in any of these regions, get in touch.
Now regulated by the Council of Licenced Conveyancers, RG Law is now focused on what they do best, residential conveyancing, commercial conveyancing, wills and probate law.
Employing over 50 trained staff members in the art of providing legal advice with 5 star customer care at the forefront of their minds, it is fast becoming the go-to law firm.
The Partners of RG Law, Matt Gillies and Karen Marsh, started RG Law (previously RG Solicitors) in 2007 to create a law firm that was approachable and open. Tina Khanna, Head of Conveyancing, are all committed to developing and growing the RG brand through the care, support, and development of their staff which they believe will drive the quality of the service every customer receives. They aim to ensure that, as a valued customer, you will receive a level of service that exceeds your expectations.
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Matt Gillies
Director, Solicitor
Managing Director
Matt, brings a calm and proactive approach to problem-solving.
A determination to place the needs of our customers and staff at the centre of everything we do.
Matt and Karen continue to nurture and develop a culture where their employees can show the best of themselves single every day.
Karen Marsh
Director
Sales & Marketing Director
Karen has a sense of optimism and a can-do attitude.
Her aspiration is to help shape RG Law, so every employee, client and business partner has an experience that exceeds their expectation.
Developing an environment where their employees are happy and productive continues to be Karen and Matt's aim.
Tina Khanna
Director, Solicitor
Head of Conveyancing
Tina takes pride in building and maintaining relationships.
Tina continually strives to improve and be flexible in her approach, enabling her to deal with new and different challenges successfully.
A collaborator and leader, Tina heads up the team leaders, legal assistants & conveyancers in Sidcup & York offices.
Our team to help you.
You will be assigned a dedicated person who will support you throughout your legal journey.
They will look after your matter from the moment you instruct us, ensuring continuity and peace of mind.
Without a consistent point of contact, legal transactions can become fragmented, causing delays, repeated questions, or unnecessary confusion.
Your dedicated contact is there to answer queries, resolve issues, and guide you through each step, making your experience smoother, more personal, and professionally managed from beginning to end.
Our team to help you cont'd
You will have your contact’s direct dial number and email address for communication during the working day, allowing questions to be answered promptly.
Our secure online case management system also enables you to track the progress of your case at any time.
Without visibility or direct access, clients may feel unsure about timeframes or next steps.
RG Law combines modern technology with personal service, keeping you informed and supported throughout your conveyancing, wills, or probate matter, from instruction through to completion.
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Welcome to RG Law
Meet The Team
Quality and Excellence
We have a deep-seated desire to provide quality service and continually critique our performance to help us strive for excellence.
Integrity and Loyalty - We can be relied upon to be honest with each other and our customers and to build a relationship based on trust.
Business to reflect ourselves - We are a company with an upbeat personality that cares about every interaction.
Openness and Respect - We value and respect all feedback and are open to change because this helps us continually improve.
Ownership and Natural Decision Making - We empower our people to make decisions and be confident in the outcomes.
Connection with All - We strive to build lasting relationships with each other and our customers.
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