RG Law's Rapid Remortgage Service
RG Law's specialist Rapid Remortgage Conveyancing Service is designed to help homeowners complete their remortgage efficiently and move onto their new mortgage rate without unnecessary delay.
Our experienced remortgage solicitors, lawyers and conveyancers handle the legal work required to transfer your mortgage to a new lender or product, guiding you through the process from instruction to completion. With remortgages completing in an average of just two weeks.
When you choose RG Law, you benefit from:
-
Rapid Remortgage Service with average completions in just two weeks*
-
Experienced remortgage solicitors, lawyers and conveyancers
-
Fast onboarding and instruction process
-
Proactive communication from start to finish
-
Dedicated legal support throughout your remortgage
-
Nationwide service across England and Wales
-
A hassle-free remortgage experience
RG Law is ready to help you with the remortgage conveyancing process to get you onto your new rate fast.
*Subject to lender requirements, mortgage offer issuance, and transaction complexity.
Fast Remortgage Conveyancers You Can Trust
A remortgage is often simpler than buying or selling a property, but there is still important legal work that must be completed correctly to ensure your new mortgage can be put in place without unnecessary delays. Choosing an experienced remortgage conveyancer can help make the process smooth, efficient and stress-free.
At RG Law, our specialist remortgage solicitors and conveyancers handle the entire legal process on your behalf. From reviewing your mortgage offer and satisfying lender requirements to redeeming your existing mortgage and completing Land Registry formalities, we provide a seamless remortgage conveyancing service from start to finish.
Whether you are switching to a better mortgage rate, changing lenders, securing a new fixed-rate deal, reducing monthly repayments, consolidating borrowing, or releasing equity from your property, our experienced team is here to help.
Get started today with trusted remortgage conveyancers providing fast, reliable remortgage legal services.
The Remortgage Conveyancing Process
While remortgage conveyancing is often quicker and simpler, there are still important legal checks and lender requirements that must be completed before your new mortgage can go ahead.
1. Receive Your Mortgage Offer Once you have chosen a new mortgage deal, your lender will issue a formal mortgage offer setting out the terms of your new mortgage. 2. Instruct a Remortgage Conveyancer Your remortgage solicitor will manage the legal work on your behalf, liaising with your lender and guiding you through the remortgage process from start to finish. 3. Review of the Property Title Your conveyancer will review the legal title to your property and carry out any checks required by your lender to ensure there are no issues that could affect your remortgage. 4. Satisfy Lender Requirements Your remortgage conveyancer will deal with your lender's legal requirements, request a redemption statement for your existing mortgage and prepare the transaction for completion. 5. Sign Your Mortgage Documents Once all legal checks have been completed, you'll sign the mortgage deed and any other documents required to proceed with your remortgage. 6. Completion of Your Remortgage On the completion date, your new lender releases the mortgage funds. Your conveyancer uses these funds to repay your existing mortgage and completes the legal work required to put your new mortgage in place. 7. Registration with HM Land Registry Following completion, your conveyancer registers the new mortgage with HM Land Registry and finalises the remaining legal formalities.
What We Need to Get Your Remortgage Started
Getting started is simple. Our remortgage conveyancers will guide you through the process and let you know if we require any additional information.
To provide a quotation and begin your remortgage conveyancing, we'll typically need: Your full name and contact details The property address Whether the property is freehold or leasehold The names of all property owners Details of your current mortgage lender Details of your new mortgage lender (if known) A copy of your mortgage offer (once issued) Information about any additional borrowing or equity release Proof of identity and address for all owners Once instructed, your dedicated remortgage solicitor will obtain details of your existing mortgage directly from your lender and handle the legal work required to complete your remortgage.
Here are some FAQs that may help understand the remortgaging process
What Documents Will I Need for a Remortgage?
The documents required will depend on your circumstances and lender's requirements. To get your remortgage started, we'll usually need:
Your full name and contact details The property address Details of all property owners Information about your existing mortgage lender Details of your new mortgage lender A copy of your mortgage offer (once issued) Proof of identity and address Details of any additional borrowing or equity release Your mortgage lender may also request further documentation to support your mortgage application.
How Long Does a Remortgage Take?
Our goal is to complete your remortgage within two weeks of receiving your mortgage offer. To avoid moving onto a higher standard variable rate or missing out on a better mortgage deal, we recommend starting the remortgage process as early as possible. Speaking to a mortgage adviser or financial adviser can help you make the right decision, particularly if your current fixed-rate mortgage is due to end soon.
How Much Does Remortgage Conveyancing Cost?
Remortgage conveyancing costs will vary depending on your lender, property and individual circumstances. RG Law offer fixed legal fees with no hidden costs, giving you complete transparency from the outset.
We can provide you with a no obligation quote today.
What Documents Will I Need for a Remortgage?
To get started, we'll usually need your contact details, property address, details of all owners, information about your current lender and, once available, your mortgage offer. We will also need proof of identity and address for all owners.
Can I Remortgage Before My Fixed-Rate Deal Ends?
Yes. Many homeowners begin arranging their remortgage several months before their current deal expires. Starting early can help ensure your new mortgage is ready to complete when your existing rate ends.
What Happens if My Mortgage Offer Expires?
If your mortgage offer expires before completion, your lender may require a new application or updated offer. Starting the remortgage process early can help avoid unnecessary delays.
Will I Need Searches for a Remortgage?
Not always. Some lenders do not require searches and may accept search indemnity insurance instead. Your conveyancer will confirm your lender's specific requirements.
Can I Add or Remove Someone From the Mortgage During a Remortgage?
Possibly. If ownership of the property is also changing, a Transfer of Equity may be required alongside the remortgage. Your conveyancer can advise on the most suitable process. If you wish to transfer equity, we can provide you with an estimate of costs.
Can I Remortgage if I Have Help to Buy?
Yes. However, additional legal requirements may apply if you have a Help to Buy Equity Loan. Our experienced conveyancers can guide you through the process and deal with the additional paperwork required.
