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Court of Protection Deputyship

There may come a time in our lives when we lack the capacity to make decisions for ourselves, maybe due to an unexpected illness, accident, disability or dementia.  This is where your lasting power of attorney (LPA) provides you peace of mind; like your car insurance, it's in the drawer, and you hope your loved ones will never have to use it. 

However, if you are seeking help, support and advice on how you are going to help a friend or family member by becoming a deputy for them because they do not have an LPA in place, we can advise on a possible Court of Protection Deputyship.


RG Law Services

RG Law offers services to assist with managing the financial and welfare affairs of individuals who lack mental capacity. As an authorised and regulated Law firm, RG Law can help you or your loved one apply for deputyship.

This specialist court-appointed role allows you to make decisions on behalf of the person lacking capacity. Whether you're a family member, friend, or professional seeking to become a deputy, we can guide you through the process and ensure you understand your responsibilities under the Mental Capacity Act 2005 and Code of Practice.

If appointed as a deputy by the Court of Protection for property and financial affairs or personal welfare, we can help you make decisions in the best interest of the person lacking capacity.

With offices located in Sidcup and York, RG Law is a professional service accessible to those throughout England and Wales. Contact us today to learn more about our Court of Protection services.

What is a Professional Deputy?

As a Court of Protection deputy, you'll have the legal authority to decide and make decisions on behalf of an individual who's unable to make these decisions for themselves due to mental incapacity. This may include making decisions about their finances, property, and healthcare.

To become a deputy, you must go through a thorough application process that includes completing various forms, obtaining medical evidence of the person's incapacity, health and welfare matters and providing details about your own suitability to act as their representative.

Once appointed by the Court of Protection, you'll be required to act in their best interests at all times and follow relevant codes of practice. You'll also need to keep accurate records of all transactions and provide yearly reports explaining your decisions and accounting for any money spent.

Court Room

It's a significant responsibility but can be rewarding knowing that you're helping someone who's unable to help themselves.


Assessment of Mental Capacity

You need to prove that you are of sound mental capacity and can make important decisions for yourself before someone can be appointed to manage your affairs. The Court of Protection will use the Mental Capacity Act 2005 guidelines to assess your mental capacity. According to those guidelines, you must be able to understand, retain, weigh, and communicate information relevant to the decision at hand to have capacity.

The assessment will determine whether you lack capacity in relation to specific decisions or areas of decision-making. If it is determined that you do lack capacity, then a deputy may be appointed by the Court of Protection to manage your affairs on your behalf.

It's important to note that this assessment process is not meant as a way for others to take control of your life or limit your freedom. Instead, it's a safeguarding measure for those who are genuinely unable to make their own decisions.


Deputy Powers and Responsibilities

As a deputy, you are responsible for acting in the best interests of the person you represent and can only make decisions within the scope of your court order. It's important to follow relevant codes of practice and obtain consent from others when possible.

You should also consider the wishes and feelings of the person you represent, even if they lack the mental capacity to express them clearly.

If you're appointed as a Property and Financial Affairs Deputy, you must manage the individual's funds responsibly and keep accurate records of all transactions. You can claim a remuneration fee subject to approval by the court.

It's important to remember that you're subject to regular oversight to ensure that you act in the individual's best interests, so it's crucial that you maintain accurate records and make sound decisions on their behalf.


Property and Affairs Deputy Appointment Process


Navigating the process of becoming a deputy can feel like sailing through uncharted waters, but with RG Law's expertise and guidance, you can confidently steer towards a successful appointment.

The first step is to complete a deputyship application form and submit it to the Court of Protection along with supporting documents such as medical reports and financial information. This will be followed by assessing capacity to determine if the person lacks mental capacity and requires a deputy.

Once appointed, a deputy must work within the Mental Capacity Act 2005 and Code of Practice, following relevant codes of practice and seeking consent from others when possible. They must act in the best interests of the person they represent, managing their funds responsibly while keeping accurate records of all transactions.

Meanwhile, deputies are subject to regular oversight to ensure they act in the individual's best interests. With RG Law's support throughout this process, you can confidently navigate this complex system and make informed decisions for your loved one or client.


Next of Kin Considerations

When a family member lacks mental capacity, it's important to understand that being their next of kin does not give you any legal status in financial decisions. The Court of Protection appoints deputies to make those decisions, and only court-appointed deputies or attorneys can manage finances. While a family member can apply to be a deputy, the court often prefers professional deputies in complex cases and financial matters.

To better understand your options as the next of kin, check out this table outlining the key differences between being a family member versus a court-appointed deputy:

Family Members

  • Has no legal status in financial decisions

  • Cannot manage finances or property on behalf of loved one

  • No supervision by the Office of Public Guardian required

  • No reporting requirements for accounting or decision-making

Court-Appointed Deputy

  • Has legal authority to make financial decisions

  • Can manage finances and property on behalf of loved one if appointed by the Court of Protection

  • Regular supervision by the Office of Public Guardians is required

  • The annual report required explaining decisions and accounting for money spent


Remember that even if you are not appointed as the professional deputy, you still have an essential role to play as an advocate for your loved one's wishes and best interests. It's always worth discussing your concerns with the deputy appointed by the court and ensuring they act within the Mental Capacity Act 2005 and Code of Practice.


Professional Deputies

If you're looking for someone to handle the financial affairs of a loved one who lacks mental capacity, hiring a professional deputy may be worth considering since they're experienced and have the know-how to navigate complex situations.


While family members or friends can also act as deputies, they may not have the necessary knowledge or skills to manage finances effectively. A professional deputy can provide peace of mind that your loved one's affairs are being managed correctly and in their best interests.

Professional deputies are often lawyers, solicitors or accountants specialising in Court of Protection work. They must complete rigorous training and adhere to strict codes of practice. They also undergo regular supervision by the Office of the Public Guardian to ensure they're acting in the best interest of their clients.

Professional Woman

While there is an additional cost associated with hiring a professional deputy, it may be worth it for those with complex financial situations or when there is conflict among family members about decision-making.

Security Bond Requirements

Now that you know about professional deputies, let's discuss the security bond requirements for a court of protection deputyship. As a court-appointed deputy, you must ensure the individual's funds are managed responsibly and ethically.

To further protect the person lacking capacity, a security bond is required as an insurance policy against any potential misappropriation of funds by the deputy. Here are some key things to keep in mind regarding security bonds for the court of protection deputies:

1. A security bond is a form of insurance that protects the person lacking capacity from financial loss due to any wrongful act committed by their deputy.

2. The amount of the bond can vary depending on factors such as the size of the individual's estate or whether they have significant debts.

3. Deputies must pay for this bond out of their own pocket but can claim reimbursement from the individual's estate with approval from the Court.

4. Security bonds must be renewed annually and may need to be increased if the individual acquires additional assets during their lifetime.

By understanding these requirements, you can ensure that you comply with all necessary regulations and provide peace of mind to both yourself and your client in your role as a court of protection deputy.

Keep in mind that even if you are not appointed as someone's deputy yourself, you still have an important role to play as an advocate for your loved one's wishes and best interests. It's always worth discussing your concerns with the deputy appointed by the court and making sure they are acting within the Mental Capacity Act 2005 and Code of Practice.


Frequently Asked Questions

Can a family member or friend be appointed as both a Property and Affairs Deputy and a Personal Welfare Deputy?

Yes, a family member or friend can be appointed as both a property and affairs deputy and a personal welfare matters deputy. However, the court may prefer to appoint a professional deputy in complex cases.

The proposed deputy must complete a declaration to ensure their financial soundness and understanding of responsibilities. They must act in the best interests of the person they represent, follow relevant codes of practice, and get consent from others when possible. Deputies have limited authority depending on the individual's needs and cannot make decisions outside their scope.


They must manage funds responsibly and keep accurate records of all transactions. Annual supervision fees are required after being appointed as a deputy, ranging from £35 to £320, depending on the level of support needed.


What happens to the funds managed by a deputy if they pass away before the person lacks capacity?

When the deputy passes away, the funds are transferred to their estate and become part of their assets.

The court will then appoint a new deputy to manage the finances on behalf of the person lacking capacity. It's like playing musical chairs with money, except no one is dancing, and there are serious legal implications involved.


How often is a deputy required to provide a yearly report on their decisions and accounting of money spent?

You may be wondering how often you, as a deputy, are required to provide a yearly report on your decisions and accounting of money spent.

Well, according to the rules set out by the Court of Protection, all deputies are required to submit an annual report explaining their decisions and accounting for any money spent on behalf of the person lacking mental capacity.

This report is crucial in ensuring that deputies are acting in the best interests of those they represent and managing their funds responsibly.

Failure to provide this yearly report could result in consequences such as removal from deputyship or legal action taken against you.

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However, if you're considering severing a joint tenancy due to a relationship breakdown or for tax purposes, there are important legal considerations to keep in mind before you serve a notice of severance. This is where RG Law comes in"

Court of Protection Deputyship Get in Touch

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