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Remortgage

Are you thinking of remortgaging?  Let us represent you and do the legal work.  On average a remortgage takes between two to four weeks to complete.  Our dedicated team of remortgage conveyancers can carry out the legal work associated with your remortgage fast and efficiently.  


Although a remortgage transaction is simpler to a residential conveyancing transaction there is only you and your mortgage lender so no estate agents, sellers’/buyers’ solicitors and no buyer or seller.


The government is making it easier for homeowners to extend their properties outwards and upwards.  The new law to extend homes upwards and revitalise town centres means that more and more people have decided to stay put and raise funds with a remortgage to fund either an extension, a loft conversion, an orangery or a garden room which will add not only provide more space to your property but will add value.


What we will need from you to get started:


1.    Your name and contact details
2.    The amount you are borrowing
3.    Number of owners
4.    Tenure (freehold/leasehold)
5.    Property details
6.    Property address

If you would like to know more click here to get in touch

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Conveyancing by Regions

Interested in our  fees?  

Find out about our legal services

For a no-commitment quote, click one of the links

Our Residential Conveyancing Services

Purchase or Sale

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Auction

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Equity Release

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Remortgage

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New Build

Purchase & Sale

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Transfer of Equity

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Lease Extensions

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STAMP DUTY CALCULATOR 

This stamp duty calculator allows you to easily calculate the amount of stamp duty land tax due on a freehold residential property. It will display the calculation in a table with a rundown of the different percentages that make up the total amount. There is also the option to specify whether you are a first-time buyer, a buy-to-let or you have a second property that changes the amount of stamp duty due.

Please note, this calculator assumes it’s a freehold residential property, it does not calculate commercial transactions or leasehold properties.

 

The calculator is built upon the residential property rates provided here as of 11/12/2017.

The stamp duty holiday on properties up to £500,000 will be extended from March 31 st to June 30th. From July 1st  the holiday will apply only on properties up to £250,000 until the end of September. 

It will not be until October 1st that the pre-Covid stamp duty thresholds and levels will resume.

This calculator is provided as a guide only and will enable you to budget please seek further advice from us.

Use our handy stamp duty calculator.

MORTGAGE CALCULATOR 

This mortgage calculator allows you to enter the amount you want to borrow over a number of years and the interest rate.

 

It will then calculate the monthly repayment and how much you’ll pay in interest over the term.

Use our handy mortgage calculator.

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© 2021 Renier Gillies Ltd – RG Law is a trading name of Renier Gillies Ltd registered in England & Wales No 6184931. A list of Directors is available from the registered office at 25 High Street Sidcup Kent DA14 6ED. The term “partner” if used denotes a Director of Renier Gillies Ltd. We are authorised and regulated by the Council for Licensed Conveyancers. CLC Practice Licence Number 11683. The Council’s rules can be accessed at www.clc-uk.org Renier Gillies Ltd are VAT registered under VAT No 911 4625 49.